Disability Digest November 2010

Inside this Issue

Social Security News

By: Charles Binder

Charles E. Binder Managing Partner

More questions and answers from Charles' soon to be published book:

1 - I just won my benefits and my attorney has been paid 25% of my back due award. Will they receive any part of my future benefits?

No. You will keep all of your future Social Security cash benefits.

2 - If I get Social Security Disability (SSD) Benefits, will I be entitled to health insurance?

If you win Social Security Disability (SSD), you get Medicare twenty-nine months after your onset date or two years after the first date you were eligible for cash benefits, whichever is later. If you get Supplemental Security Income (SSI), you receive Medicaid effective the day you applied for SSI.

People with amyotrophic lateral sclerosis (Lou Gehrig's disease) or those with end-stage renal disease are eligible for Medicare without the normal waiting period.

3 - What is it about Binder & Binder that makes you such good advocates for claimants?

A number of things. First, my staff is highly trained and highly competent. We've been doing these cases since 1976. We have extremely high standards for our Advocates. Our people work long hours, are constantly being vigorously re-trained, and we take a great deal of pride in our accomplishments.

My brother Harry and I have our names on the door. That means we take personal family pride in the quality of our work. Our parents brought us up to believe that we should do things, "Better and nicer." And that's how we always try to treat our clients.

We know most of our clients are having a hard time. That's why, on our television commercials, I tell them, "We'll deal with the government. You have enough to worry about." And some of our commercials aren't really commercials at all. They just remind our clients that we are always on the job, working to win their benefits.

Obviously, our job is to win the Social Security benefits to which you are entitled. That's our job. But our satisfaction comes from going that extra step that makes our clients feel as safe and comfortable as possible during the long and sometimes frustrating battle with the government.

We don't always succeed. But we always try.

4 - I would like Binder & Binder to represent me if I receive my Continuing Disability Review. Do I have to do anything to let them know?

Yes. You need to notify us immediately. Social Security will not contact us when they review you. They will only contact you. The Social Security Administration will consider any continuing disability review to be a "new" case. Social Security feels we represented you only on the "old" case, so you must contact us as soon as you hear that your case is under review.

5 - You must receive a lot of compliments. What's the highest compliment you receive from your clients?

The highest compliment is when they recommend us to another person. To me, there is no higher compliment. That means we have done our job…Better and Nicer.

Next time, more important Social Security information from Charles Binder's new book.

We get letters, and emails. Here are some recent examples:

I want to sincerely thank the entire crew at Binder and Binder for not giving up on me. I now have my Social Security Disability that I deserve. It was a long hard road but you never gave up on me. For that I will be forever grateful. If I run into anyone with a SSD issue, I will not hesitate to have them contact you.

I am compelled to send a short note of thanks for the incredible results achieved by your staff in my case. I have experienced previous representation with another firm and after long term failure, the case faded away. When I turned to Binder & Binder, I didn't have much hope of a changed outcome. I spoke with Kathi Antonetty was encouraged, not by false promises but with a display of professionalism and confidence I had not experienced previously. I am overwhelmed by the end result which is a credit to your entire staff. I am able now, to make mortgage payments which were in great peril of being the beginning of a downward spiral of financial chaos. I cannot thank you enough for your special efforts on my behalf and the comfort extended to my family during the time of negotiation. Once again, a special note of thanks to Kathi Antonetty. May the God of peace and understanding richly bless you and yours.
With admiration and gratitude,

Dear Binder and Binder,
I want to thank your firm and staff for all the help they gave me in obtaining my social security disability. They were very professional, courteous, and friendly in the manner that my case was handled. I will recommend your firm to anyone who needs help in obtaining their disability. I am now a little more financially able to meet my debts due to your help. Again thanks for all your help. Your (sic) the best.

Binder and Binder wears its trademark proudly and we want to hear from you. Binder and Binder ® is "America's Most Successful Social Security Disability Advocates"® mostly because we listen to the needs of our clients from all different backgrounds. Please, don't hesitate to call our office with suggestions, and always feel free to send an email or a letter.

If you'd like to send a letter, the address is:

Binder and Binder
Po. Box 267
Pocopson, Pa. 19366-9998
Email is: Info@BinderandBinder.com

Your comments are always welcome.

Binder and Binder® Power Person of the month.

Christina Carrano

By Christopher Pratt

Christine Carrano

Christina Carrano is this month's Binder and Binder® Power Person. Christina is a Senior Client Advocate in our Ft. Lauderdale office. Ft. Lauderdale is known as the "Venice of America." So, perhaps fittingly, this native of the south Florida city, is an expert at navigating the stormy seas of the Social Security system.

Ms. Carrano's experience interning at the Legal Services of Greater Miami during law school still inspires the work she does today. She has a comprehensive grasp of appeals councils and reconsideration decisions. Additionally, she has argued a plethora of cases in federal court. Unfortunately, says Christina, so many of our clients are in fragile positions because the government safety net is being eroded. "There are social conditions that are having a huge impact on our client base," she says.

Outside of her work life, Christina enjoys the company of her husband, Don Van Heusen. He's a Boston Red Sox fan. Apparently, this means Charles Binder will periodically remind the couple about various Yankees triumphs over the division rival. "I consider myself Switzerland during baseball season," says Christina.

But, Christina's ability to be diplomatic takes a back seat whenever she meets a client who has been pushed aside by the government. One case in particular motivates her when she sees that the odds are stacked against someone.

It was April 1997 and Christina's first day on the job. The client was a former laborer, who, like so many people out there, had a difficult time being heard by the system. The two met at the Binder and Binder® office in Boca Raton. Carrano quickly got to work. "Social Security didn't think he had a right to a hearing," she said.

After a long and arduous process, a judge finally granted the man a fully favorable decision. Christina knew what a difference it made in his life.

Despite the sometimes turbulent Social Security seas one experiences as part of the team at America's Most Successful Social Security Disability Advocates ® L.L.C., Christina says she has a safe harbor in her family. She has a passion for traveling, and loves to visit her aunt and uncle who live in Italy, along the Amalfi coast. She'd like to get there more often, but she knows there is work to be done from her outpost here. That type of dedication and the belief that our clients will have better days is what makes Christina Carrano our choice for the Binder and Binder® Power Person of the month.

Commercial Break

By: Dick Summer

Communications Director

"Don't look back, they might be gaining on you." That's a quote from baseball's magnificent "Satchel" Paige. But I can't help looking back…in horror…at this past election's political television advertising. What kind of people do these pathetic politicians think we are ?

No matter what your political views might be, if you believed half of what the politician's commercials said about their opponents, you would want to pack your bags and sneak out of the country under cover of darkness to someplace safe, if those other guys won.

How sad. The "experts" all say such negative advertising is the only kind that works. HOGWASH! Fear fails in America. Always. But they keep trying to scare us to sell us. And I think I know why. The people who specialize in political advertising make up a small, but powerful "Old Boys Club." They usually work for one party or the other, because that's how they develop their client base. Some of those guys are brilliant. But as far as I'm concerned, all of them are contemptible. They sell fear. And fear fails in America. Those guys have no idea of what kind of people we really are.

Fear is not what made America great. It's certainly not what made Binder and Binder® successful. As you probably know, we have an ongoing advertising survey, which tells quite forcefully the reasons that you respond to our commercials. Far and away, you respond most to the positive and powerful elements of our advertising. You say things like, "You give me confidence." "You make me feel safe." "I feel I can trust you." You like the fact that we come right out and tell you, with a great deal of pride, that we are America's Most Successful Social Security Disability Advocates.®

You may or may not like his hat, but you like the fact that Charles Binder is on lots of our commercials. You like it that one of the guys who runs the company looks you right in the eye, and tells you, "We'll deal with the government. You have enough to worry about." Confidence. Not fear. That's what makes us, America's Most Successful Social Security Disability Advocates®. I think people who use fear in advertising are like comedians who rely on dirty jokes to get laughs.

Those guys see boogie men in black helicopters everywhere. Lots of times the boogie men are the "ALIENS!" (As in people who are not like us.) Of course, aliens have always been a problem in this country. Ask any Native American about that. Or, better yet, remember that another word for "Alien" is "Immigrant"...as in what people probably called your grandparents and mine, when they walked off a ship docked in the shadow of the Statue of Liberty.

With all due respect to the great "Satch," I'd say that right now it would be a good idea to look back, so you can get a positive I.D. on these guys. That way you'll recognize them if they're around again next election day. Which, unfortunately, will probably be the case.

Of course, the thing that "Satchel" Paige was really trying to tell us is that we'd better keep focused on where we're going if we ever want to get there. And again, he's right. For my part, I'm going to see to it that our commercials focus more and more on making you feel safe, and comfortable, and cared for. Because with us...you are.

"Satch" said a lot of things besides, "Don't look back, they may be gaining on you." One of his most interesting remarks was, "Age is a matter of mind over matter. If you don't mind it doesn't matter." I guess he didn't mind. He threw his last major league pitches...a three strikeout inning, at the age of sixty.

"Satch" led a life that was littered with strike outs, smiles, and stories. He overcame poverty, race-ism, and yes...fear...he was human after all. And death threats were a daily experience. In a way, he was an "alien"...a black man who dreamed of winning in what was then almost entirely a white man's game. The Boogie Men tried to scare him out of living his major league dream. But fear failed. Fear always fails in America.

No one remembers the people who made those death threats. But we sure remember "Satch". He has become a genuine American legend. Because that's the way it is in America. Fear always fails in America. Even our pathetic politicians should be able to learn that simple lesson. All they'd have to do is go to any Major League Baseball game, and listen to the thunder of 50,000 of us standing up and singing that song about America that starts every game. The one that ends with the line about, "the land of the free, AND THE HOME OF THE BRAVE."

THAT's the kind of people we are.

Binder and Binder® Fun Quiz

All answers are in this newsletter


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