Determining Social Security Disability Eligibility
If you've worked most of your life and have paid your FICA tax, generally you're going to meet Social Security Disability eligibility requirements. You must have worked ten years in your lifetime and five years out of the last ten at the time you became disabled for SSD eligibility. Disability-insured workers must have earned at least 20 QCs during the last 10 years. There are different standards for younger individuals under the age of 31 who have not worked a full ten years, however.
The definition of disability itself is the inability to perform a full-time job in a regular competitive work environment due to a physical or psychiatric problem or a combination of physical and psychiatric problems that your doctor feels prohibits your ability to work. This disability must be expected to last at least 12 months. The test is not whether or not you can do the job you did but whether, considering your age, education and work history, you would be able to perform any job that exists in the national economy on a full-time basis. Since Social Security law states that as you get closer to retirement age you are considered to be less adaptable, eligibility for Social Security Disability benefits is generally more lenient to those who are over 50 (and particularly over 55) and more strict for those under 50. Eligibility rules are complex, and even many lawyers don't really understand them.
We'll Deal with the Government. You Have Enough to Worry About.
Charles E. Binder puts it this way: "We'll deal with the government. You have enough to worry about." If you think you might be disabled, give us a call at 1-800-66-BINDER or complete our online contact form. The advocates at Binder & Binder® can go over each Social Security Disability eligibility requirement with you, help you fill out SSD forms, and file your SSD claim. Our Social Security Disability advocates serve clients from New York to Alaska - all across America.