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September 2010 Archives

New Binder and Binder regional office opens in Denver

We are proud to tell you that our new Binder and Binder® regional office is up and running at 1391 Speer Boulevard in Denver, Colorado.  Our Denver area phone number is 888-320-4343.  Regional Manager Cassi Bell, and Senior Client Advocate Brandon Selinsky have assembled a championship team in Denver.  Please click on the link below to complete our free, online questionnaire, and someone will call you back to schedule an appointment for you to come into our new Denver office.

Do represented people do better than unrepresented people when fighting for Social Security Disability benefits?

The Social Security process is not easy, nor uncomplicated.  There are deadlines to meet and reports to be obtained.  You have to know what sort of information to get from your doctors.  At hearings there are often doctors and vocational experts who testify, and it's almost impossible for a person untrained in these areas to effectively cross-examine either.  So it always advantageous to hire a representative in your claim for Social Security Disability benefits.

Qualifying for Social Security Disability with Bipolar Disorder

Previously known as manic-depressive disorder or manic depression, bipolar disorder involves periods of extreme happiness (mania) followed by periods of extreme depression that can take over a person's entire life.  If you or someone you love has bipolar disorder, you may be able to receive Social Security Disability benefits if your symptoms meet the Social Security Administration's criteria.

Requirements for Supplemental Security Income (SSI)

Supplemental Security Income (SSI) is a 'needs' program.  It does not depend upon how much you contributed in Social Security (F.I.C.A.) taxes over your years of working.  In order to be eligible for SSI, you must either be over 65 and impoverished or be disabled and impoverished.  Essentially if you are financially eligible for welfare, you would be financially eligible for SSI. In states without welfare, you must either have no income or income that puts you below the federal poverty level, and little or no redeemable assets.

Social Security Disability is not welfare

Social Security Disability is not a welfare program.  There are many people who have Social Security Disability (SSD) confused with welfare, and are too proud to apply for benefits.  If you have paid into the Social Security system, you have paid for your Social Security Disability benefits.

Requirements for Social Security Disability

To be eligible for Social Security Disability (SSD) you must not be working, have a disability that is expected to last or has lasted for at least 12 consecutive months, and meet the earnings requirements at the time you became disabled.  To meet the earnings requirements, you must have been fully insured (worked most of your life) as well as having working for five years out of the last ten when you became disabled.  The concepts of fully insured and 'specially insured' (5 years out of the last 10) are very complicated but would be reviewed by Binder & Binder ® when we filed your application

News & Features

Doing Things Better & Nicer. A Binder Tradition.

We do the "little things" to make your experience great!Read More

Social Security Tax Tips from Harry J. Binder

You are allowed a deduction for every expense you incur...Read More