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Requirements for Social Security Disability

To be eligible for Social Security Disability (SSD) you must not be working, have a disability that is expected to last or has lasted for at least 12 consecutive months, and meet the earnings requirements at the time you became disabled.  To meet the earnings requirements, you must have been fully insured (worked most of your life) as well as having working for five years out of the last ten when you became disabled.  The concepts of fully insured and 'specially insured' (5 years out of the last 10) are very complicated but would be reviewed by Binder & Binder ® when we filed your application


I have been recently diagnosed with congestive heart failure and diabeties health is progressively going down hill as I age...I lost my job about 9 months ago and have been on unemployment...I have found myself in a possition as to how to handle my question is....can I file for disablity while I am collecting unemployment?

When you apply for Social Security Disability benefits, you are telling the Government that you are unable to work due to your disabling conditions. When you collect unemployment, you are essentially telling the Government that you are willing and able to work. So there is a contradiction but there are ways to work around it.

Please complete our free, online questionnaire and one of our representatives will call you to discuss the specifics of your case.

I recently contacted your office about obtaining social security benefits because of an ongoing illness that I have. My question is: Can you help me to obtain any benefits that I may be able to receive NOW while the long term ss benefits are being saught and handled by you?

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