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Don't wait to apply for Social Security Disability benefits

People who have become disabled and unable to work often wonder when they should start applying for Social Security Disability (SSD). They sometimes become discouraged by the SSD eligibility criteria that say that eligibility is restricted to those who are disabled and have been unable to work for 12 months. They don't read on to the part of the criteria that includes those whose disability is expected to keep them out of work for at least 12 months.

One of the reasons that most SSD claims take so long is that the vast majority of claims are initially denied. Most appeals of those initial decisions are also denied. Many ultimately successful applicants find that obtaining a positive decision takes years, not months. In short, there is really no reason to wait if your doctor says that your disability is expected to last 12 months or more.

Moreover, most people who find themselves unable to work after becoming disabled cannot afford to wait. Because they are no longer working, most have no reliable source of income and often find themselves in dire financial straits. Beginning the SSD process sooner rather than later can reduce the waiting time and get your life back on track more quickly.

At Binder & Binder®, the National Social Security Disability Advocates, we help people throughout the claims and appeals process. Whether you have been disabled a long time, or have recently learned that your disability is expected to last 12 months or more, learn how our advocates can help you.

Source: Social Security Administration website at http://www.ssa.gov/applyfordisability/

1 Comment

Should add that the best thing about hiring a disability attorney or advocate is that fact that they are not paid upfront. They are not paid at all unless the claimant is awarded benefits.

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