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Debunking Lies About Social Security Disability

The Social Security Disability (SSD) program provides benefits to people with the most severe disabilities that prevent them from working. According to the Census Bureau, around 57 million Americans have disabilities, but only around 14 million - about a quarter -- actually receive SSD benefits. The others do not qualify, or believe they do not qualify, or are still able to do some kind of work. The 14 million who remain have been determined by the Social Security Administration to be unable to work.

Is SSD Welfare? No!

Although critics of the program would have you believe otherwise, SSD is not welfare. It is insurance that workers paid for with every check they received when working. Most of the adults receiving SSD paid into the Social Security system for years. Only people who have done this, or their survivors and dependents, are eligible to receive SSD benefits.

Does Everyone Who Applies Get Benefits? No!

In all, only 40 percent of all applicants for SSD benefits actually receive them, contrary to those who suggest that it's easy for people who are not really disabled to obtain payments.

Are Recipients Of SSD Just Lazy? No!

Many adults who receive disability benefits would like to work, and a few actually do work part-time. However, even those who work make only a few thousand dollars a year - not enough to live on. They must also depend on SSD benefits.

Why Is SSD Under Attack?

The answer to this question is not complicated. There are a lot more people applying for benefits because of the aging baby boomers and because so many women are now eligible for benefits because they paid into the system. Some people think that the increase is due to fraud by people who aren't really entitled, but the answer is much simpler - there are just more people who are eligible.

What Should I Do?

If you are disabled, can no longer work and are having problems with your SSD application, do not listen to the people who oppose SSD. Instead, do what so many others have done: Call Binder & Binder®, America's most successful disability advocates. They can provide honest advice and dedicated assistance as you seek the benefits you deserve.

Source: Huffington Post, "The Facts About the Social Security Disability Programs," by Donna Meltzer, Apr. 4, 2013.

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