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Facts About Social Security Disability

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Foes of Social Security in general and Social Security Disability (SSD) in particular have spent a lot of time and effort in their attempts to demonize these programs designed to help workers retire with dignity and provide a safety net for those with disabilities who can no longer work.

This blog and other sources have tried to correct the record about SSD and the program's beneficiaries. Here are some facts that one should consider before deciding whether SSD should be continued:

  • Only around 45 percent of all applicants ever receive benefits.
  • Many beneficiaries are terminally ill and die within five years of beginning benefits.
  • People with significant disabilities are denied every day.
  • Applicants die while waiting for their claims to be approved or their hearings scheduled
  • In California and throughout the United States, some disabled people are forced to live in their cars because they have exhausted their savings while waiting for an SSD decision.
  • Only 28 percent of initial claims are approved.
  • In June 2013, the average disability benefit for workers was $1,129.44, according to theMonthly Statistical Snapshot, June 2013.

Numbers such as those above paint a very different picture from that provided by those who wish to destroy SSD. These facts show that people are not getting rich on disability payments - the average recipient's benefit is only around $2,500 more than the federal poverty threshold. A majority of applicants are denied. People are forced to wait so long for decisions on their cases that they either die or become homeless.

It is not easy to obtain SSD benefits, as the information above indicates. People seeking SSD benefits need help in order to make the process as easy as possible. If you are having trouble with your Social Security Disability claim, do what hundreds of thousands of others have done: Call Binder & Binder®, America's most successful Social Security Disability advocates. Tell them your story and learn how they can help you.

Source: Lawyers and Settlements.com, "When Denied Disability Insurance Means Living in Your Car," by Gordon Gibb, Jul. 30, 2013.

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