There's been a lot of noise about Social Security Disability recently in the media. NPR, 60 Minutes and many other media outlets have falsely levelled charges of fraud, leniency, and laziness at people who need SSD benefits and those who administer the program. A recent article in an Oregon newspaper sets the record straight on issues related to SSD. Here's what it said:
- Yes, there are flaws in the Social Security Disability system - primarily in how long it takes to actually start receiving benefits. People have to move in with friends and family while waiting for approval. Some even die while waiting.
- The benefits paid by SSD are modest, currently around $1,100 each month. No one is getting rich.
- The growth in the number of people receiving SSD benefits is the result of more people in the workforce over age 50. They are far more likely to be disabled than even someone 10 years younger. In addition, there is a growing number of women in the workforce; they are aging along with their male counterparts and experiencing the same disabilities.
- The full retirement age is now 66. This gives people one more year to become disabled to the point where they cannot work.
- Approval rates are actually falling. It is harder to be approved for SSD benefits than it was even a few years ago.
If you have been waiting a long time to have your application for SSD benefits approved, or have been turned down and are wondering whether you should appeal the decision, don't make a decision by yourself. Do what so many others have done: Call Binder & Binder®, the nation's most successful Social Security Disability advocates. Let them help you get the benefits you need and deserve.
Source: The Bulletin, “Social Security Disability scrutinized for the wrong reason,” by Phillip Garrow, Nov 16, 2013.