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More Years = More Disability = More SSD Claims

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There are lots of reasons why more Americans than ever before are applying for Social Security Disability. An aging population, a sluggish economy, the decline in the number of unskilled jobs available - the list goes on.

One reason for the increase had received less attention, although in many ways it's one of the most compelling. It's a simple concept: Advances in medicine mean that we live longer. However, those advances don't mean that we live better. In fact, it means that more and more people are living with conditions that no longer kill them, but affect their health in fundamental ways - ways that limit their ability to work.

This can be quantified quite precisely. For every year of life expectancy added since 1990, only three-quarters of those years will be spent in good health. If one lives to age 50, even more time is lost to ill health and disability - only seven months of the time added because of increased life expectancy is spent in good health.

A researcher at the Harvard School of Public Health summarized the situation this way: "Progress in reducing disability just hasn't kept pace with progress in reducing mortality," said Joshua A. Salomon.

Despite this growth in life expectancy and the resulting increase in disability, fewer than1 in 25 Americans receive disability benefits. However, nearly 1 in 5 five Americans has a disability. A 20-year-old today has a 1 in 4 chance of being disabled before reaching retirement age. Despite what many in the media tell us, it's very hard to obtain SSD benefits, and most people's claims are initially denied.

If you are like the many others who have trouble with their claims for the SSD benefits that they paid for, don't give up. Do what hundreds of thousands of others like you have done over the years: Call Binder & Binder®, America's most successful Social Security Disability advocates. Tell them your story and find out how they can help you the benefits you need and deserve.

Source: Media Matters, "Fox Ignores Science To Suggest Newly Disabled Americans Are Faking It," Jan. 3, 2014.

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