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A Defense of SSD From an Unlikely Source

A post in the blog Economic Intelligence defending the Social Security Disability (SSD) program and describing the current hysteria about it appeared in what might seem to be a surprising source: US News and World Report. The news magazine is known as conservative and cautious, especially in fiscal matters. Reading a reasoned defense of this critical social program was a refreshing change.

This is especially true because the US News usually promotes restrained government spending. And the first point in the blog post reflects this. It observes that benefits for recipients of Social Security Disability do not come from the government. Rather, they come from the small amount withheld from almost every worker's paycheck throughout the United States. Those receiving SSD benefits are not receiving a "handout."

The blog post also states that the growing number of people receiving SSD benefits was both anticipated and largely the result of three factors: women in the workplace, aging baby boomers, and the increase in the Social Security retirement age from 65 to 66. The writer also points out that disability benefits are increasingly hard to get, and that a slow labor market makes it harder for people with disabilities to find work that might accommodate them.

The main point of the article, however, is that in previous years, the Social Security Trust Fund was rebalanced many times according to the demands placed upon it at different times. If a rebalancing between old age pensions and disability benefits occurred today, any problems with paying SSD benefits would go away for many years. That is what has occurred before and should occur again, according to the blog writer.

If this happens, it should stop what the writer refers to as "hyperventilating" about Social Security Disability. However, even after the financial security of the fund is restored, obtaining SSD benefits will still be challenging. That's where we come in: We are Binder & Binder®, America's most successful Social Security Disability advocates. If you are having trouble with your claim or appeal for SSD benefits, give us a call and find out how we can help.

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