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Basics About Applying for Social Security Disability

A recent article in the Huffington Post offered some basic information about applying for Social Security Disability (SSD) benefits. It is a complex process, and the vast majority of applicants are turned down the first time. Increase your chances of acceptance by following these simple tips.

Be Informed.The Social Security Administration (SSA) that runs the SSD benefits program has a website where you can find answers to many of your questions.Learn some basic facts about the SSD program. These include things such as:

There is no partial disability benefit. Either you are disabled enough that you cannot work at all, or you are not eligible. It's that simple.

There are no short-term disability benefits. Your health problem must be expected to last at least one year. This requirement is waived if your disability is progressive and will result in death.

Your work history matters. If it appears to the SSD evaluator that you have the skills to perform less demanding work, your claim will be denied.

Learn how to apply. The application process is outlined on the website. The primary requirement is to have complete documentation. You will need to assemble all your personal, financial and medical records, including information about your work history. The average wait time after applying is between three and five months. However, many applicants wait longer, depending on which office handles your claim. Applicants whose condition is likely to result in death often qualify for compassionate allowances that speed up the process considerably.

Know your options. Although the majority of initial applications are denied, applicants still have options and can appeal the first decision. Around 50 percent of cases that are appealed eventually result in an award of benefits. However, this can take a year or more. You can get help with your application or appeal from a professional SSD advocate or representative.

This information is brought to you by Binder & Binder®, America's most successful Social Security Disability advocates. If you are having trouble with your SSD claim, call them from anywhere in the United States. Tell them your story and find out how they can help you.

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