The next benefit type we’ll be looking at is Disabled Adult Child Benefits.  Even the title of this sounds complicated.  How can you be an adult and a child at the same time?  Simply put, this program is designed for adults who became disabled when they were still children.  They became disabled before they could…

In addition to SSD and SSI, which we have talked about, there are two other important disability programs under Social Security:  Widow/Widower benefits and Disabled Adult Children. Widow and widower benefits, are sometimes called “survivor” benefits. The short story is that both for retirement and disability purposes, widows and widowers can receive benefits on the…

The Social Security Administration offers two main disability programs.  The larger and more comprehensive one is SSD.  The other is Supplemental Security Income, or SSI. SSI assumes a whole different set of circumstances from SSD in terms of eligibility.  The program is designed to help the extremely poor and needy, including folks who have never…

Eligibility For SSD And SSI Together In some cases, a claimant could receive both SSD and SSI at the same time. This happens when you have worked enough to qualify for SSD, but your benefits from SSD would be at a very low amount. For instance, if you are scheduled to receive only $400 per…

One question that we often get involves the amount of benefits awarded. Social Security has a complicated formula, called your Primary Insurance Amount (PIA), which they use to determine the precise amount of your monthly check. The easiest way to get a rough idea of what your check might be is to figure out what…

Some of you may be saying, “How does Social Security Disability affect me if I’m self-employed?”  Self-employed people also pay Social Security and Medicare taxes on their income up to $137,700 in 2020.  The difference is that they have to pay the whole 15.3% on their own unlike most workers who only pick up half…

The easiest way to think about your DLI is like this.   Imagine you own a car.  It is a great car, it runs well and you expect it to last for a long time.  Just in case, however, you choose to get an insurance policy for the car.  This way, if an accident occurs, you…

SSD is for workers who were on their way to normal retirement when something went wrong. They were paying taxes into Social Security through their paychecks through something called FICA, which stands for the Federal Insurance Contribution Act. But something always happens – a car accident, an injury on the job, a heart attack. Now,…

Let’s begin with some basics. Social Security is a government program that provides monthly cash benefits and medical coverage to Americans. Most of the people who get these benefits are retirees. But another group of beneficiaries is made up of people who cannot work because of a disability. Social Security administers two programs for the…

From Social Security Disability and You – A Guide to Winning the Benefits You Deserve Despite the fact that it was now providing solid benefits to retirees, Social Security at this early stage did nothing for the disabled.  Much of the delay was caused by the Social Security Board’s inability to find a fixed definition…